Articles

Oftentimes, discussions regarding declaring bankruptcy in Alabama center around whether it is the right decision, but the question that should be asked before that is whether it is even an option. The two most common forms of bankruptcy for individuals … more

The Supreme Court released its decision in Bank of America, N.A. v. Caulkett. The Court held that wholly unsecured junior mortgage liens cannot be voided pursuant to Section 506(d) and refused to limit the holding in Dewsnup v. Timm, (502 … more

At Semmes Law Firm, we are often asked about alimony by divorcing spouses.  The question typically comes in one of two forms: (1) Can I get alimony from my former spouse? or (2) Will I have to pay alimony to … more

There are many reasons why individuals file for bankruptcy, typically Chapter 7.  For most, the ability to “start fresh” or “wipe the slate clean” is high on the list.  Sometimes, debt just becomes unmanageable and the only way to get … more