9th Jun 2015

Foley bankruptcy attorney

Oftentimes, discussions regarding declaring bankruptcy in Alabama center around whether it is the right decision, but the question that should be asked before that is whether it is even an option. The two most common forms of bankruptcy for individuals … more

1st Jun 2015

The Supreme Court released its decision in Bank of America, N.A. v. Caulkett. The Court held that wholly unsecured junior mortgage liens cannot be voided pursuant to Section 506(d) and refused to limit the holding in Dewsnup v. Timm, (502 … more

25th May 2015

Foley bankruptcy attorney

There are many reasons why individuals file for bankruptcy, typically Chapter 7.  For most, the ability to “start fresh” or “wipe the slate clean” is high on the list.  Sometimes, debt just becomes unmanageable and the only way to get … more

18th May 2015

Bankruptcy Pat Due

Perhaps the most common question received by the Alabama bankruptcy attorney at the Semmes Law Firm is: should I declare bankruptcy?  There is often no one right answer, as whether to declare bankruptcy is a personal decision based on a wide … more

10th Mar 2015

We will look at the different types of divorce-related debts and see which are dischargeable, the effects of the different chapters (types) of bankruptcy on dischargability, exceptions to the basic rules, and how to protect the non-filing spouse both during … more

10th Feb 2015

Tax Assessment and Appeals Process The State of Alabama Department of Revenue (“ADOR”) is responsible for the assessment and collection of taxes in the State of Alabama. When you owe taxes due to filing a return without paying the taxes … more

3rd Feb 2015

Every year, from October until June, the nine justices on the U.S. Supreme Court are in session.  During this time, they hear oral arguments on cases, conference to make decisions on those cases, and draft (often lengthy) written opinions. Recently, … more

27th Jan 2015

Can I file bankruptcy on my taxes? Yes – You can file bankruptcy on your taxes. Some taxes are dischargeable, some are not. If the tax is not dischargeable, it can be repaid through a Chapter 13 bankruptcy, or it … more

23rd Jan 2015

Foley bankruptcy attorney

Rep. John K. Delaney (D-Md.) introduced H.R. 449 to allow student loan debt to be treated like other forms of debt that can be discharged in bankruptcy proceedings. The Bill was Referred to the House Committee on the Judiciary. You … more

20th Jan 2015

An interesting bankruptcy law update came in late September when the Bankruptcy Court for the Eastern District of Tennessee issued an opinion on In re Moore, addressing three interesting issues all related to bankruptcy discharge injunctions.  To keep things straight, … more