Debt FreeIf a debt is discharged in a bankruptcy, creditors are prohibited from contacting you to try to collect that debt from you.

When a creditor tries to collect a debt that was discharged in bankruptcy, it is (and should be) treated as a serious violation of the debtor’s rights. When that collection effort rises to the level of causing emotional distress, then the debtor should be compensated for the damage caused by the creditor.